Living from one paycheck to the next remains common for a majority of workers – 78%, in fact, compared to 75% a year earlier. And the dilemma impacts more women (81%) than men (75%).

According to new CareerBuilder research, 38% of employees said they sometimes live paycheck-to-paycheck, 17% said they usually do and 23% said they always do.

In addition:

Having a higher salary doesn’t necessarily mean money woes are behind you, with nearly one in 10 workers making $100,000 or more (9%) saying they usually or always live paycheck-to-paycheck and 59% in that income bracket in debt. Twenty-eight percent of workers making $50,000-$99,999 usually or always live paycheck to paycheck, 70% are in debt; and 51% of those making less than $50,000 usually or always live paycheck to paycheck to make ends meet, 73% are in debt.

A quarter of workers (25%) have not been able to make ends meet every month in the last year, and 20% have missed payment on some smaller bills. Further, 71% of all workers say they’re in debt — up from 68% last year. While 46% say their debt is manageable, more than half of those in debt (56%) say they feel they will always be in debt. And it should be noted that 18% of all workers have reduced their 401k contribution and/or personal savings in the last year, more than a third (38%) do not participate in a 401k plan, IRA or comparable retirement plan, and 26% have not set aside any savings each month in the last year.

Less than a third of workers (32%) stick to a clearly defined budget and a slight majority (56%) save $100 or less a month.

Still, despite financial woes, there are certain things employees aren’t willing to give up. When asked what they’d absolutely not give up, regardless of financial concerns, employees cited:

• Internet connection: 54%  
• Mobile device (smart phone, tablet, etc.): 53%
• Driving: 48%
• Pets: 37%  
• Cable: 21%  
• Going out to eat: 19%  
• Traveling: 17%  
• Education: 13%  
• Buying gifts for people: 13%  
• Alcohol: 11%