So What’s Going On With Obamacare?

NOTE: This video was recorded before Donald Trump’s election, which has likely changed the course of the Affordable Care Act going forward. But these comments are on the ACA as it now stands. 

Libertarian magazine Reason interviewed its features editor, Peter Suderman, about the status of the Affordable Care Act. He explains how the rising prices will impact consumers and taxpayers. Is this Obamacare’s “death spiral?”

Questions About Open Enrollment? The Indiana Chamber has Answers

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Open enrollment for health care insurance is now upon us, and many businesses are faced with difficult choices for 2017. Premiums are expected to increase sharply under the Affordable Care Act (ACA) according to many experts – the Department of Insurance says some in Indiana have seen premiums go up by almost 70%!

The Indiana Marketplace (Indiana’s federally mandated online health care insurance exchange) has not been the answer many were hoping for. And don’t forget about the penalty for businesses choosing not to offer insurance to their employees – a penalty that will be adjusted each year to account for inflation.

The Indiana Chamber of Commerce has been working since 2004 to provide members with reasonable health care insurance options supported by brands you trust. In 2016 and beyond, we’re excited to offer a new program called ChamberCare Solutions, with a larger portfolio of health plan options.

This partnership between the Indiana Chamber and Anthem Blue Cross and Blue Shield can help you find the coverage that is right for your business. We are committed to coverage that is simple to understand and affordable. All plans comply with the ACA.

ChamberCare Business Resources: A professional employer organization (PEO) administered by Human Capital Concepts (HCC). Why a PEO? PEOs allow employers to outsource their HR functions and employee benefits programs to ensure they’re in compliance with HR laws and the ACA. By outsourcing to a PEO, you can focus on what you do best — running your business. According to the National Association of Professional Employer Organizations, businesses that use a PEO grow 7% to 9% faster, enjoy 23% to 32% lower employee turnover and are over 50% less likely to go out of business.

ChamberCare Savings: An excellent choice for companies with 51-99 employees, with 5% savings on any Anthem plan.

ChamberCare Exchange: Access to flexible, affordable health plans for companies with 2-50 employees.

Which solution is right for you and your employees? Contact your insurance broker today or call/email Brett Hulse, Indiana Chamber, at (317) 264-6858 or [email protected]

ChamberCare Could Aid Your Health Care Woes

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In a shaky economy, most small business owners are searching for new avenues to be more frugal and to cut costs. The Indiana Chamber recognizes the need to save in these rollercoaster times. We’ve introduced a number of value added tools in recent years to help your bottom line. Health insurance continues to be at the top of the spending list for Indiana businesses. We encourage you to consider our ChamberCare health insurance discount program. Members of the Indiana Chamber have the opportunity to save 5% off of Anthem Blue Cross & Blue Shield health insurance just by keeping their Indiana Chamber dues current. The program applies for new Anthem accounts with 2-99 employees who are located outside of Marion County.

The savings from ChamberCare could allow you to reinvest the money in a variety of areas. Numerous members have mentioned the savings with ChamberCare allowed them to offer salary increases, Christmas bonuses and reinvest the money in equipment and training.

Membership with the Indiana Chamber also provides you with a number of free services like the HR HELPLINE and the Business Research Center. A discount on health insurance, questions answered on HR topics at no charge and free lists from our Business Research Center can provide a strong ROI to your company in just a matter of days.

Contact Abby Hamilton at the Indiana Chamber – 317-264-3793 or [email protected] to learn more about ChamberCare. If you do not have an insurance agent, we are happy to connect you with the appropriate regional contact at Anthem.